⚠️ EDUCATIONAL DISCLAIMER: This is a DUMMY BANKING WEBSITE created strictly for educational and demonstration purposes only. GECU Financial is NOT A REAL FINANCIAL INSTITUTION. No actual banking services, financial products, or monetary transactions are provided. This is a practice platform for learning web development and should not be used for real financial activities. No real money is involved. For educational use only.

This website contains fictional content, mock data, and simulated banking interfaces for educational demonstrations. Not FDIC insured. Not a real bank. No real financial services offered.

Insured • 256-bit Encryption

Banking That
Grows With You

Experience modern banking with competitive rates, instant transfers, and award-winning security. Join over 250,000 members building their financial future.

$12B+
Assets Under Management
250K+
Active Members
4.8★
Customer Rating
Total Balance
$124,583.29
↗ Income
$8,420
↙ Expenses
$3,180
Up to $250,000
Bank-Level Security
256-bit Encryption
Mobile First
iOS & Android Apps
24/7 Support
Always Here

Complete Banking Solutions

Everything you need to manage, grow, and protect your money

Smart Checking

No monthly fees, no minimum balance. Earn cashback on every purchase.

Unlimited transactions
Free debit card
Overdraft protection
Mobile check deposit
BEST VALUE

High-Yield Savings

4.75% APY

Grow your savings with our competitive rate

No monthly fees
Compound interest daily
Insured up to $250K
No minimum balance

Money Market

Premium rates for higher balances with easy access to funds.

Interest Rate
Up to 5.25% APY
Check writing privileges
Debit card access
Tiered interest rates

Lending Solutions For Every Need

Competitive rates, flexible terms, and quick approvals

FEATURED RATE

Home Mortgage Loans

Turn your dream home into reality with our competitive mortgage rates and personalized service.

3.25%
APR Starting Rate
30yr
Fixed Rate Terms
Fast Pre-Approval in 24 Hours
Get your pre-approval letter quickly
Low Down Payment Options
As low as 3% down for qualified buyers
No Origination Fees
Save thousands on closing costs

Why Choose GECU for Your Mortgage?

Local Decision Making
Work with loan officers who understand your local market
Dedicated Support
Your personal loan officer guides you every step
Flexible Programs
FHA, VA, USDA, Conventional & Jumbo loans available
2.99%
APR*

Auto Loans

Finance your dream car with competitive rates on new and used vehicles.

Terms up to 84 months
Refinance existing loans
Pre-approval available
5.49%
APR*

Personal Loans

Flexible financing for any purpose - no collateral required.

Fixed monthly payments
Same-day funding available
4.25%
APR*

Home Equity Loans

Tap into your home's equity for renovations, debt consolidation, or major expenses.

Borrow up to 90% LTV
Interest may be tax deductible
Fixed rate options

*APR = Annual Percentage Rate. Rates shown are current as of today and subject to change. Actual rate may vary based on creditworthiness, loan amount, and term. All loans subject to credit approval.

Bank-Grade Security

Your Security is Our Priority

We use multiple layers of protection to keep your money and data safe

256-bit Encryption

Military-grade encryption protects all your data in transit and at rest. The same technology used by major financial institutions worldwide.

Biometric Authentication

Use Face ID, Touch ID, or fingerprint authentication to securely access your accounts. Your biometric data never leaves your device.

AI-Powered Fraud Detection

Our advanced AI monitors transactions 24/7, instantly detecting and blocking suspicious activity before it affects your account.

Real-Time Alerts

Receive instant notifications for all account activity. Customize alerts for large transactions, low balances, and potential fraud.

Protected by Industry Leaders

Up to $250,000
SOC 2 Certified
Audited Security
PCI Compliant
Card Security
2FA Enabled
Extra Protection
Zero Liability Protection
100% protected against unauthorized charges

If your card is used fraudulently, you won't be held responsible for unauthorized charges. We've got your back.

99.9%
Uptime Guarantee
<1min
Fraud Detection Time
24/7
Security Monitoring
$0
Your Fraud Liability

More Ways to Bank

Additional services to meet all your financial needs

Credit Cards

Earn rewards on every purchase with no annual fee

Learn more →

Business Banking

Banking solutions tailored for small businesses

Learn more →

Student Banking

Special accounts and rates for students

Learn more →

Youth Accounts

Help kids learn smart money habits early

Learn more →
Rated 4.8/5 on App Stores

Banking in Your Pocket

Manage your finances on the go with our award-winning mobile app. Available for iOS and Android.

Instant Transfers
Send money to anyone in seconds
Mobile Check Deposit
Deposit checks by taking a photo
Bill Pay
Schedule and manage all your payments
Spending Insights
Track where your money goes
App Store Google Play
Mobile Banking

Ready to Experience Better Banking?

Join over 250,000 members who trust GECU with their financial future. Open your account in just 5 minutes.

No minimum deposit
No monthly fees